Personal Banking Loans
The Personal Loan Department will work with you to provide loans for new or used vehicles, vacations, debt consolidation, and recreational vehicle loans to finance boats, campers and motor homes. We can help you get the money you want for whatever you need. Ask us about refinancing similar loans from other institutions.
We will work with you to create a loan with affordable monthly payments and competitive interest rates. Convenient payment options include online payment, automatic payments from a checking or savings account and traditional payments.
Fast, local decisions make getting your loan faster.
Personal loans for a wide variety of purposes
- Household items
Ready Reserve works with your American State Bank checking account and it costs you nothing until you use it. When you write a check exceeding the balance of your checking account, American State Bank will automatically make you a loan from your authorized line of credit. We will deposit the loan amount directly into your checking account in sufficient multiples of $100.00 to bring your account to a positive balance. We will automatically debit your checking account each month to make the minimum payment required. To learn more about Ready Reserve, please call a Customer Service Representative.
Student Loan information brochures are available upon request. Call or contact the Consumer Loan Department for more information.