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ASB&T Covid-19 Updates

Trust, Retirement, & Investment Accounts

The Trust Department of American State Bank & Trust Company has been in operation since 1979.  We are here to assist individual and business clients throughout northwestern North Dakota and eastern Montana manage their assets.  Our focus is to partner with our customers, learn about their needs and help them every step of the way in developing a plan that best fits their financial goals.

Our team of experienced, professional staff is committed to delivering high quality service with hometown values to see your plan through.

Today’s investment markets provide more opportunity than ever before, but the endless array of investment options can overwhelm individuals trying to make
informed investment decisions on their own.  A trust officer will work with you to help you understand the options available. We can provide as much or as little help as you need.


  • Revocable Living Trust
  • Irrevocable Trust
  • Testamentary Trust (Trust Under Will)
  • Mineral Trust
  • Charitable Trust
  • Education Trust
  • Land Trust
  • Life Insurance Trust
  • Private Foundation Trust


  • Personal Representative
  • Conservatorship

Management Accounts

  • Farm Management
  • Real Estate Management
  • Mineral Management

Retirement Accounts

  • Individual Retirement Account (IRA)
  • Roth IRA
  • IRA Rollovers
  • Coverdell Education IRA
  • Simple IRA
  • Simplified Employee Pension Plan (SEP)
  • Profit Sharing Plan
  • 401(K) Plan (Traditional and Roth)
  •  Safe Harbor 401(K) Plan


  • Access to financial markets through a discount broker relationship
  • Avoidance of 12(b)(1) fees when purchasing select mutual funds
  • Investment accounts may be opened with a minimum balance
  • Securities trades facilitated/executed  

Farm & Ranch Management

Landowners who do not personally farm their land can benefit greatly from a tailored, professional management service. As farm asset managers, we will represent you using our personal and professional hands-on business approach to attentively process all the important details inherent to meeting your goals and objectives. We understand your concerns and goals and will address each with a careful hand and an overall emphasis on soil stewardship,
production, marketing, accounting, and communications. You will appreciate that your best
interests are represented

Purchases of non-deposit products are not Bank deposits and are not obligations of, or guaranteed by, American State Bank & Trust Company of Williston, North Dakota. These products are not insured or guaranteed by the Federal Deposit Insurance Corporation (“FDIC”), or any other Government Agency. Purchases of non-deposit products involve investment risk, which may include the loss of principal