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ASB&T Covid-19 Updates

Privacy Notice

Rev.   11/11

FACTSWHAT DOES AMERICAN STATE BANK & TRUST DO WITH YOUR PERSONAL INFORMATION?
Why?  Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.  
What?  The types of personal information we collect and share depend on the product or service you have with us.  This information can include:   Social Security number and incomeAccount balances and payment historyCredit history and credit scores   When you are no longer our customer, we continue to share your information as described in this notice.  
How?  All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons American State Bank & Trust chooses to share; and whether you can limit this sharing.  
Reasons we can share your personal informationDoes American State Bank & Trust share?Can you limit this sharing?
  For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus  YesNo
  For our marketing purposes – to offer our products and services to you  NoWe don’t share
  For joint marketing with other financial companies  NoWe don’t share
  For our affiliates’ everyday business purposes – information about your transactions and experiences  NoWe don’t share
  For our affiliates’ everyday business purposes – information about your creditworthiness  NoWe don’t share
  For nonaffiliates to market to you  NoWe don’t share
 
Questions?Call 701-774-4100 or toll free 1-800-486-8173 or go to www.asbt.com

Privacy Notice

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Who we are
Who is providing this notice?  American State Bank & Trust  
What we do
  How does American State Bank & Trust protect my personal information  To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.  
  How does American State Bank & Trust collect my personal information?  We collect your personal information, for example, when you   Open an account or deposit money Apply for a loan or make a wire transfer Show us your driver’s license   We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.  
  Why can’t I limit all sharing?  Federal law gives you the right to limit only   Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you   State laws and individual companies may give you additional rights to limit sharing.  
Definitions
  Affiliates    Companies related by common ownership or control.  They can be financial and nonfinancial companies.   American State Bank & Trust does not share with our affiliates  
  Nonaffiliates    Companies not related by common ownership or control.  They can be financial and nonfinancial companies.   American State Bank & Trust does not share with nonaffiliates  
  Joint Marketing    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.   American State Bank & Trust does not jointly market  
Other important information