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ASB&T Covid-19 Updates

Rates

Interest Rates Effective: September 10, 2020

Specials

  Interest RateAPY   Minimum Balance 
11 Months.10.10500
23 Months.40.40500
35 Months.50.50500
59 Months.65.65500

Disclosure of Account Terms for Certificate of Deposits: Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Interest will be compounded annually unless otherwise agreed at account opening. Interest will be credited annually and at maturity for certificates of one year or more, or at the option selected by the customer. Interest is calculated using the daily balance method. A Substantial Penalty is Required for Early Withdrawal.

You may call 701-774-4100 or 800-486-8173 to obtain our most current rates.

Certificates of Deposit

  Interest RateAPY   Minimum Balance 
6 Months.05.05500
12 Months.05.05500
18 Months.10.10500
24 Months.15.15500
30 Months.20.20500
36 Months.30.30500
48 Months.40.40500
60 Months.50.50500

Disclosure of Account Terms for Certificate of Deposits: Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Interest will be compounded annually unless otherwise agreed at account opening. Interest will be credited annually and at maturity for certificates of one year or more, unless otherwise agreed at account opening. Interest is calculated using the daily balance method. A Substantial Penalty is Required for Early Withdrawal.

You may call 701-774-4100 or 800-486-8173 to obtain our most current rates.

Personal Checking/Savings Accounts

  Interest RateAPY   Minimum Balance 
Money Market .02.02 1,000-49,999
.02.0250,000-149,999
.03.03150,000+
Presidential Account.02.021,500-24,999
.02.0225,000 – 99,999
.03.03100,000+
Interest Checking.02.02500
Personal Savings.02.02100 – 24,999
.02.0225,000 – 49,999
.02.0250,000+

You must maintain the minimum balance noted for each tier in order to earn the Annual Percentage Yield (APY) disclosed. Fees could reduce earnings on the account.

Disclosure of Account Terms for Checking and Savings Accounts: The interest rate and annual percentage yield on your checking or savings account may change after the account is opened. Interest will be compounded and credited monthly for all checking accounts and quarterly on savings accounts. Interest is calculated using the daily balance method.

You may call 701-774-4100 or 800-486-8173 to obtain our most current rates.

IRA Accounts

  Interest RateAPY   Minimum Balance 
12 Months.10.1050
24 Months.20.2050
36 Months.50.5050
48 Months.60.6050
60 Months.70.7050

Disclosure of Account Terms for IRA Accounts: Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Interest will be compounded annually unless otherwise agreed at account opening. Interest will be credited annually and at maturity for certificates of one year or more, unless otherwise agreed at account opening. Interest is calculated using the daily balance method. A Substantial Penalty is Required for Early Withdrawal.

You may call 701-774-4100 or 800-486-8173 to obtain our most current rates.

Health Savings Accounts

  Interest RateAPY   Minimum Balance 
Tier 1.02.02.00-4,999
Tier 2.02.025,000-9,999
Tier 3.02.0210,000-24,999
Tier 4.03.0325,000+

You must maintain the minimum balance noted for each tier in order to earn the Annual Percentage Yield (APY) disclosed. Fees could reduce earnings on the account.

Disclosure of Account Terms for Health Savings Accounts (HSA): The interest rate and annual percentage yield on your checking or savings account may change after the account is opened. Interest will be compounded and credited monthly for all checking accounts and quarterly on savings accounts. Interest is calculated using the daily balance method.

You may call 701-774-4100 or 800-486-8173 to obtain our most current rates.

Business Checking/Savings Accounts

  Interest RateAPY   Minimum Balance 
Business Money Market.02.021,000-49,999
.02.0250,000-149,999
.03.03150,000+
Business Presidential Checking.02.021,500-24,999
.02.0225,000-99,999
.03.03100,000+
Business Interest Checking.02.02250
Non-Profit/Organization Checking.02.02500
Government Checking.02.02500
Business Savings.02.02500-24,999
.02.0225,000-49,999
.02.0250,000+

You must maintain the minimum balance noted for each tier in order to earn the Annual Percentage Yield (APY) disclosed. Fees could reduce earnings on the account.

Disclosure of Account Terms for Checking and Savings Accounts: The interest rate and annual percentage yield on your checking or savings account may change after the account is opened. Interest will be compounded and credited monthly for all checking accounts and quarterly on savings accounts. Interest is calculated using the daily balance method.

You may call 701-774-4100 or 800-486-8173 to obtain our most current rates.